Financial Advise for Us

Do you believe in the power of positive thinking? We’ve all heard it said at one time or another. “You’ve got to think positive!” Or “if you’re positive you’re going to fail, you most certainly will.”

While there are a lot cynics out there who think it’s a bunch of “psycho babble” or spiritual nonsense, there are just as many who believe in it. But, the majority of those folks don’t really understand it, and therefore, cannot utilize its power.

Thinking positively doesn’t mean that if you keep thinking you’ll win the lottery, eventually some fairy or magic genie will make it happen. This is where most people get mixed up. Positive thinking is something that you do for yourself. It’s something you teach yourself and make yourself believe.

An example: If your financial mindset is that you’re never going to have enough money to enjoy any sort of financial freedom, then you won’t. But, only because this is what your mind is telling you. You are convincing yourself that you’ll always be broke, so, each time you do get some money, you go ahead and blow it because “Why bother saving any of it? It won’t help anyway.”

However, if you change your thinking patterns, your actions will begin to change because you start to believe that you can do it. Your financial mindset can alter your entire financial world, in a very short time.

The negative thinker will find himself with twenty extra dollars at the end of the week. “Big deal,” he’ll think. “Twenty bucks isn’t going to solve anything for me.” So, to make himself feel better, he goes out to his local bar, blows the twenty dollars, and forty more, besides. Then, the next day, he’s depressed because he’s still in the same financial situation, if not a bit worse, as he was in before.

Now, the positive thinker will have a whole different financial mindset. He takes that twenty dollars, tucks it into his savings account, and stays home to watch a movie. The next day, he’s not depressed at all. He knows that every little bit helps and he’s twenty dollars closer to that financial freedom he dreams about.

This may sound simplistic, because negative thinking has such a huge impact on our lives, but it is simply a bad habit. That’s all it is. A silly, destructive bad habit that needs to be broken.

Did you know that it only takes 21 days to break a bad habit? It’s true. Three short weeks and any habit can be broken or changed. So, if you really concentrate and commit yourself to changing your financial mindset for the next three weeks, the positive thoughts will soon become normal, the “habit,” if you will. Those negative thoughts will be a thing of the past.

And, the best thing about a positive financial mindset is, with a happier you comes a more financially stable you. And really, isn’t that what counts?